Social Security could have been paying us twice as much

The idea behind Social Security is remarkably simple. People aren’t disciplined enough to save and invest their money responsibly. Hence, the Social Security program automatically deducts 12.4% of your income from every paycheck (half directly from you, and the other half from your employer). And once you retire, you receive a pension roughly proportional to … Continue reading Social Security could have been paying us twice as much

How to Get Yourself Stuck in a Political Quagmire – Why Nothing Will Change after Tyre Nichols

If you haven't been living in a cave, you've likely heard recent news involving an innocent black man being brutally beaten to death by multiple police officers. As someone who supports greater oversight and accountability for police officers, let me make a prediction. Any bipartisan outrage that currently exists, will in time be replaced by … Continue reading How to Get Yourself Stuck in a Political Quagmire – Why Nothing Will Change after Tyre Nichols

The Difference Between Direct and Representative Democracy

"Democracy is two wolves and a lamb voting on what to have for lunch"   - Ben Franklin “Democracy never lasts long. It soon wastes, exhausts, and murders itself. There never was a democracy yet that did not commit suicide.”   - John Adams Earlier, I had written about the flaws inherent to democracy and … Continue reading The Difference Between Direct and Representative Democracy